Baccarat is an ancient Italian game which travelled to France in the fifteenth century where, known as Chemin de Fer, it became a casino favorite, particularly amongst the high rolling aristocracy. Here we will look at some of the game’s fundamental concepts.
There are two game positions. These are the banker and the dealer. Bets are placed by all players who are in on the hand by wagering on either a win for the banker, for the player, or a tie. Generally ties pay out at eight times the original wager, whilst the other results are paid out at even money. One reason why Baccarat is so popular amongst the high rollers, who have been known to stake over a million pounds in a single evening, is that the casino enjoys only a small rake-off and that only happens when the winner is the bank.
After bets have been placed, the first deal is two cards which are dealt face up to the bank and the player positions. Scores are calculated by adding up the cards face values with all face cards and tens counting zero points. The ace is counted as one point. If the total score is 10 or more than the first digit is discarded (so that 10 scores zero points).
If either hand has an 8 or a 9 that is the end of the deal. It the player score is five or less then another card is dealt to the player. Next it is decided whether or not the dealer receives another card. If the player did not receive another card and the banker scored less than 6 then the banker receives another card.
If the player did draw a card, then whether or not the banker also does so depends on the relative score of the banker and player.
In cases where the player drew a 2 or a 3 and the Banker has score of four or under, then the banker receives an additional card. This also happens if the player drew a 4 or a 5 and the banker’s score was under 5, if the player’s card was a 6 or a 7 and the banker has under 6, if the player drew and 8 and the banker had under 2, and finally if the player drew a picture cars or a ten or an ace and the banker had 3 or less.
The winning position is the one that has a score that is closest to 9 and if both hands score the same a tie is declared. Ties pay out at 8 to 1 and other wins are paid at even money.